"Thanks so very much for sending the reports of the two properties we have listed with you. As I related to you, we are retired and had no idea of the vulnerability we were exposed to in this day of title and identity theft. My wife and I had done our own research, and found you and your company to be the most comprehensive and trustworthy to deal with."
David and Julie P. Lubbock, TX
"Thanks so very much for sending the reports of the two properties we have listed with you. As I related to you, we are retired and had no idea of the vulnerability we were exposed to in this day of title and identity theft. My wife and I had done our own research, and found you and your company to be the most comprehensive and trustworthy to deal with."
David and Julie P. Lubbock, TX
"I just signed up and now I read the feedback here. I checked this company out through Experian and I believe I will sleep easier at night having the coverage. I had an identity theft once and it is hard to recover. With Home Title Lock I believe they would save me time and heartache in the event something were to happen. We just never know and the price is really low. I mean I buy Earthquake insurance and homeowners insurance so why not add one more level of protection. They will keep an eye on my home title, that is Awesome!"
"I've been a Home Title Lock customer for 2 years. Their customer service is excellent and I most appreciate the comfort that comes from knowing that I will be immediately alerted and assisted if anyone ever attempts to fraudulently use my title. I feel protected from the stress and anxiety of having to sort through any fraudulent claims or identity theft issues because of the safeguards I receive from my Home Title Lock policy. I highly recommend this company and their services if you want peace of mind when it comes to any unscrupulous claims against your home."
"I am grateful to Home Title Lock for having alerted me to the fraudulent documents that were recorded by JPMorgan Chase pretending Washington Mutual assigned my loan to JPMC. Because Home Title Lock alerted me, I was able to take effective action to stop the theft of my home. I have had amazing help from their customer service! TWICE in just nine months, they has assisted me in getting the fraudulent documents and some vital and real information. Home Title Lock may be one of the few tools left to monitor your property title. GET IT! A wonderful service."
Your Title Information is PUBLIC RECORD
All a thief needs to steal your home is your street address and the name on your title, both of which are public record. A thief can simply go online or visit your County Recorder’s office, pay a few dollars, and legally obtain a copy of your deed.
It’s Easier Than Stealing a Car (& More Profitable)
Thieves can borrow hundreds of thousands of dollars against your property without leaving the comfort of their home. They simply utilize many county recorder’s online document retrieval and recording systems, and digitally record a forged deed transfer. Then, they takes out loans against your home, and disappear.
Seniors Are Often Longtime Homeowners
Thieves seek the money a home’s equity can provide via loans. Homes owned as little as five years have built considerable equity. The elderly may have owned their homes for decades, making their equity laden homes prime targets for thieves.
Seniors Often Own Their Home Free & Clear
As seniors tend to be longtime homeowners, many own their titles free & clear. Thieves seek homes owned free & clear due to their substantial equity. The more equity in a home, the more loans a thief can take out. Homes higher in equity are more desirable because a thief can take out tens of thousands to hundreds of thousands of dollars in loans.
High Equity Means More Money
The more equity in a home, the more loans a thief can take out. Homes higher in equity are more desirable because a thief can take out tens of thousands to hundreds of thousands of dollars in loans.
Homeowners Are Less Likely to Notice
Homeowners without a mortgage are less likely to notice small warning signs of deed theft. For instance, they may receive a past due notice in the mail and simply recycle it, not realizing that it’s from a legitimate bank who has financial interest in the property due to the fraudulent loans. Then, after ignoring the past due notice, that owner will potentially face foreclosure or even eviction.
Vacation Properties & Second Homes Make Great Targets
Vacation Properties and second homes often sit vacant for long periods of time. Thieves can sell the property or take out loans, knowing the rightful owners will not find out for weeks, months, or even a year.
Renters Have Immediate Access to the Property
Rental properties are at an increased risk as renters have direct access to the information needed to sell the home. These properties are often left unsupervised for extended periods of time, leaving a thief ample time to take out loans and disappear.
Care Takers Have Full Access to Information
An in-home or outpatient elderly care professional has easy access to the information needed to steal a home. They can simply file a forged deed transfer, adding them to the title and, when the elderly parent or family member passes, the title passes in full to them. And it’s difficult to prove otherwise.
Ideal Prey for Untrustworthy Family Members
Like a healthcare professional, an untrustworthy family member may also have access to all the information needed to steal a home. They simple file a forged deed transfer, adding themselves to the title of the property, wait for the elderly family member to pass away, and take full ownership of the home.
Real Estate Agents
Home Title Lock can offer your clients peace of mind. While homeowners buy title insurance when they purchase a home, it only protects them until they close escrow. Going forward, they are vulnerable to title fraud. Help protect your clients with Home Title Lock.
Private lenders
Lending money is already a risky business. Let Home Title Lock help minimize your risk by letting you know exactly who is on the title of your investment, when any changes are made on your investment, and if any changes are made without your consent or knowledge).
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"I thought I owned my home until the police showed up and told me I didn't. I could not actually believe that we were getting evicted from our home that we didn't even sell. Homeowners are just not aware of how vulnerable they are. These thieves, they take everything from you, they know how to use the system to get you out of your property. It is just too easy."
"We had a beautiful dream property with a beautiful creek. Take a dip in that, it was worth a million bucks to me. Because our title was not protected, thieves were able to forge a warranty deed showing they owned our property. We ended up having to transition our life to somebody else’s land where we pay rent now. We lost our home. We lost our retirement."
"I owned my home. Paid it off in 2009. I poured my heart and soul into it and to have it taken away from me, it devastated me. When I first learned about my title being stolen from me, I spent lots of money going through court cases trying to stop the procedure. I mean, imagine having to spend tens of thousands of dollars to try to keep something you already own."
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Title Lock alerts help you detect property fraud before it's too late. Create your account for only pennies per day.
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