How Title Fraud Works

Title Fraud:

When someone steals the title or deed of your home for financial gain.

Thieves simply change ownership of your home from YOU to THEM. Then they TAKE OUT LOANS on your home and just disappear - leaving YOU with the payments and a mountain of legal bills.

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Blaze TV

"I wanted to invite you on the program because of them (Stu & Pat) and I wanted to hear it from you guys myself, because I will sign up and be a customer. – Glenn Beck"

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FBI Internal Report

Title and Mortgage Fraud are the fastest growing white collar crimes in America.

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Latest Cyberthreat – Stealing Your House

Deed fraud, helped by proliferation of online records, is reaching 'epidemic' levels in Manhattan and becoming more common elsewhere in the U.S.

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The Inquirer Daily News

A Philadelphia Story: Falsely declared dead, home stolen and no one will help. Declared dead by a man she had never heard of. He had named himself her sole heir and taken ownership of her house.

Today's System Isn't Protecting You From Title Theft

"People think there's somebody that's checking your signature. Nobody is checking any of these things. Nobody is looking out for you but you."

— Matthew Cox (Convicted Home Title Thief)

  • County clerk won't call you if someone changes title on your home
  • Homeowners insurance doesn't cover home title theft
  • Credit card or traditional identity protection doesn't cover home title theft

Protect Yourself today, with Home Title Lock.

  • 24/7 monitoring of your Title
  • Instant alerts if we detect tampering with your title or mortgage
  • Access to our team of Title Restoration Experts

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ACCORDING TO THE FBI:

FBI reports show that real estate fraud is one of the fastest growing cyber crimes in America.

Everything is stored online these days - including your home's title. Domestic and international cyber-thieves target U.S. homeowners equity in their homes. Removing you from your home's title takes just minutes. Then they forge their name on the title document and refile it. Next, they take out loans using your home's equity and stick you with the payments. You likely won't know until you get a late payment or foreclosure notice from several banks.

SEE HOW EASY IT IS FOR THIEVES TO TAKE YOUR HOME

This is a real Quit Claim Deed in Texas. We filled it out to show how easy it is for thieves to make it seem like you agreed to transfer your home’s title to them.

PAGE 1: TRANSFER TITLE

Page showing a quit claim deed form

PAGE 2: SIGNATURES

Second page of quit claim deed form with signature sections

Once they file this document, the records at your county office will indicate they own the home.

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Are you already a victim?

How Easily Title Fraud Occurs

EVERYTHING is stored online in the cloud - including your home's title information

  • 1
    Domestic and international thieves scour online records for homes with equity. It could be the home you live in, your vacation home, a home of an elderly relative, or rental property you own.
  • 2
    Once they change your home's ownership from YOU to THEM, they re-file the Quitclaim Deed for your home with the proper authorities so it appears your home has been legally sold.
  • 3
    They take out personal loans through banks and online lenders using all your home's equity. You likely won't know you're a victim until you start receiving late payments or foreclosure notices.
Man with concealed face wearing a dark colored hooded sweater

Who is at Risk of Title Fraud?

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    Title Fraud is NOT COVERED by

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    Identity Theft Protection

    Title Fraud can Occur in Many Different Ways

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