The devastating home theft you’ll never see coming

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Cybercrime has soared during the pandemic, with hacks, breaches and scams hitting unprecedented highs. You know hackers are waiting to pounce while you’re working, shopping and spending time online.

What you don’t know is that you’re open to a type of theft you’ve probably never heard of: home title fraud. Victims of this devastating crime have their homes stolen before they even know what happened.

Simply put, thieves change the ownership of your home from you to them, take out loans and disappear. You’re left with the legal bills and your hard-earned equity is gone.

How cybercriminals steal your home

Just think about all the years you and your family have been working to make mortgage payments. You pay taxes on your home, insurance and even homeowners association dues.

If you’re like most homeowners, you’ve spent a lifetime going to work, paying your bills and saving money. Finally, when your home is paid off, you can rest easy. But that’s when the unthinkable happens.

Here’s how: Your home’s title and mortgage information are stored and readily available online for those who knew where to look. Criminals use this info, and details about you leaked in data breaches, to transfer you off your title.

They forge the paperwork, and either take a trip to the country recorder’s office or simply click “send” to make it official. The majority of recorder’s offices assume the paperwork is genuine, and just like that, your home is no longer yours.

Once they’ve got the title to your home, they can legally kick you out it or use its equity to take out money and live a lavish lifestyle.

What is equity theft?

How much is your home worth? Have you recently checked? Tap or click here for a few free resources you can use to see your home’s value.

Is your home’s value your retirement plan? You’ve heard that people get rich off their homes. If you’ve owned it long enough and live in a hot real estate market, you could retire on that alone.

You can sell your house and use the equity you’ve built up to buy a smaller home and invest the rest. That dream can be shattered by home title criminals, though.

Once they legally have the title to your home, they can simply walk into a bank and use the equity that you built up to take out a loan to pay their bills. Title fraud happens far more often than you might think. Millions of homeowners are at risk right now.

Wait, aren’t I protected already?

In a word, no. Home Title Lock is the only company that provides nationwide monitoring and alerts. You may think your bank, insurance, trust or identity theft protection services can prevent home title fraud, but the truth is they can’t.

Don’t think home title insurance protects you, either. That insurance is required by lenders to endure you have a clean title. It protects you through escrow but doesn’t cover future events.

There’s more info than ever about you on the web

Every hack and breach puts more of your info online — giving cybercriminals more fuel. It’s not just your name, phone number and address, but details like your Social Security number and online financial logins, too.

And did you know your property deed, including your signature, is most likely online? All you have to do is check your county assessor’s website and type in your address.

You’ll be shocked to find all your private information about your property is right there for cybercriminals to steal.

Home Title Lock created the world’s largest property records database in the U.S. It now includes more than 6.1 billion records.

Protect yourself now

Home title fraud is a terrifying crime. Cybercriminals can easily put your home in their name then evict you from your home or steal its equity. Don’t take that risk.

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How Title Fraud Works

Thieves simply change ownership of your home from YOU to THEM. Then they TAKE OUT LOANS on your home and just disappear - leaving YOU with the payments and a mountain of legal bills.

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Property ownership is not just the American dream, it's also the most flexible financial tool to build family prosperity. Home Title Lock ensures that your assets are protected against Title Fraud and Title Thieves.

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You Need Home Title Lock to Protect Your Property

Thirty years ago we started creating the largest database of property records in the United States. Today, that database has 6.1 billion property records. We protect your property value and ownership from on-line threats both foreign and domestic.

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Latest Title Fraud News

How Easily Title Fraud Occurs

EVERYTHING is stored online in the cloud - including your home's title

1

Domestic and international thieves scour online records for homes with equity. It could be the home you live in, your vacation home, a home of an elderly relative, or rental property you own.


2

Once they change your home's ownership from YOU to THEM, they re-file the Quitclaim Deed for your home with the proper authorities so it appears your home has been legally sold.


3

They take out personal loans through banks and online lenders using all your home's equity. You likely won't know you're a victim until you start receiving late payments or foreclosure notices.

Click to see if your home's title has been compromised.
Get your FREE TITLE SCAN and COMPREHENSIVE TITLE REPORT (a $100 value FREE with sign up)

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Speak to a live agent
(800) 899-6268

ACCORDING TO THE FBI:
Title and Mortgage Fraud are the fastest growing white collar crimes in America.

Everything is stored online these days - including your home's title. Domestic and international cyber-thieves target U.S. homeowners equity in their homes. Removing you from your home's title takes just minutes. Then they forge their name on the title document and refile it. Next, they take out loans using your home's equity and stick you with the payments. You likely won't know until you get a late payment or foreclosure notice from several banks.

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Title Fraud is NOT COVERED by

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Legal Trust

Homeowners Insurance

Identity Theft Protection

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